Are you seeking a financial partner that puts your needs first and understands the unique challenges of the Houston, Texas area? Texas Bay Credit Union, established in 1936, stands as a testament to the power of community and member-focused banking, offering a comprehensive suite of financial solutions tailored to the residents of Texas.
The latest news and trends at Texas Bay Credit Union highlight its commitment to providing accessible and innovative financial services. From a humble beginning as the Houston Sinclair Refinery Employees Federal Credit Union, the institution has grown to serve over 57,500 members. Texas Bay has expanded across the Houston, TX area, now operating 9 branches to make quality financial services accessible to everyone.
| Aspect | Details |
|---|---|
| Name | Texas Bay Credit Union |
| Established | May 12, 1936, as Houston Sinclair Refinery Employees Federal Credit Union |
| Headquarters | Houston, TX |
| Current Assets | $766.2 million |
| Membership | Over 57,500 members |
| Branches | 9 branches and 1 branch ATM |
| Routing Number | 313082935 |
| Services Offered | Wide range of accounts, loans, and financial solutions |
| Insured by | NCUA |
| Core Values | Member-focused, community-driven, committed to offering lower interest rates, higher dividends, and low fees. |
| Official Website | Texas Bay Credit Union |
The credit unions routing number, 313082935, is crucial for electronic transactions, including both FedACH and Fedwire payments. This number, also known as an ABA number or routing transit number, facilitates the secure and efficient transfer of funds.
Texas Bay Credit Union offers a diverse array of accounts and services to cater to the varied financial needs of its members. These include regular savings accounts (with over 48,600 accounts), share drafts (over 31,900 accounts), money market accounts (approximately 1,400), and share certificates (CDs).
For those seeking to build their savings, Texas Bay offers Certificates of Deposit (CDs) with terms ranging from 6 to 60 months. Your certificate of deposit will mature at the end of your selected fixed term. Furthermore, the institution provides access to attractive rates, with the possibility of CDs offering rates up to 4.28%. These CDs are a great way to secure your financial future, especially with the added security of NCUA insurance on all deposits. Rates can vary by term and down payment, highlighting the importance of checking the latest information before committing.
In the realm of credit, Texas Bay Credit Union provides its members with opportunities to enhance their financial standing. Level up your hustle with their business credit card, and for Astros fans, they have a special offer, "Astros fans win with Texas Bay!" The Texas Bay Platinum Rewards credit card is designed to reward your spending habits, offering points for every dollar spent, with double points available on special days. Let your shopping reward you with cash back and redeem points for gift cards, merchandise, event tickets, travel, and more. Certain credit criteria and restrictions apply, so be sure to check the full details.
The credit union also emphasizes convenience through its digital platforms. Easy access to banking is available wherever you are through its completely redesigned mobile banking app. This app enables users to manage their accounts, check balances, deposit checks, transfer funds, and track their budget anytime and anywhere, making banking fast and convenient.
Beyond the core financial products, Texas Bay Credit Union is committed to its members financial well-being. They strive to provide an atmosphere that encourages personal and professional growth. The institutions commitment to serving its members is reflected in its practices: using net earnings for lower interest rates, higher dividends on deposits, low fees, and the offer of free products and services. The more you use your Texas Bay Platinum Rewards credit card, the more rewards you get back!
For those looking for a physical presence, you can find a location near you in the Houston area. Texas Bays network includes multiple branches and ATMs across the Houston area, making it easy to manage your finances in person. Furthermore, Texas Bay Credit Union is an equal housing and equal credit opportunity lender, ensuring fairness in its services.
As you consider your financial needs, Texas Bay Credit Union invites you to open an account today to start earning rewards. Discover a full spectrum of banking services designed to simplify your life, with options to open an online bank account or apply for a loan.
It's important to note that credit card changes require 45 days advance notice. The rates are subject to change without notice. The lowest rate is based on your excellent credit history, loan terms, and relationship product discounts (up to 2 products with the credit union).
Texas Bay has been a cornerstone in the Houston community since 1936. Founded by Houstonians, for Houstonians, it embodies a member-centric approach to banking. That means they work for their members, ensuring that their financial needs are met with personalized care and attention. The success of Texas Bay Credit Union underscores the enduring strength of community-focused financial institutions.
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The latest news and trends at Texas Bay Credit Union are always evolving. Stay informed about the changing financial landscape, and take advantage of the opportunities available through this community-focused credit union.
\u00a9 2025 Texas Bay Credit Union.
